Jab

1. Introduction

At Jab, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our expense-splitting service. By using Jab, you agree to the collection and use of information as described in this policy.

2. Information We Collect

We collect information to provide and improve our expense-splitting services:

Account Information: Your name, email address, username, profile picture, and account preferences.
Receipt Data: Images of receipts you upload, including merchant information, amounts, dates, and items purchased.
Contact Information: Names and contact details of friends you split expenses with (only with your permission).
Financial Information: Expense amounts, splits, and payment histories (we do not store payment card details).
Usage Data: How you interact with our app, including features used and time spent.
Device Information: Device type, operating system, and app version for technical support.

3. How We Use Your Information

We use your information to provide and enhance our services:

Process and split expenses among your group members
Extract data from receipt images using AI technology
Send notifications about shared expenses and payment requests
Maintain your account and provide customer support
Improve our receipt scanning accuracy and app functionality
Prevent fraud and ensure security of transactions
Comply with legal obligations and resolve disputes

4. Information Sharing

We share your information only in specific circumstances:

With Your Group Members: Expense details, splits, and payment status are shared with others in your expense groups.
Payment Processors: When you make payments, necessary information is shared with third-party payment services.
Service Providers: We may share data with trusted partners who help us operate our service (like cloud hosting or AI processing).
Legal Requirements: We may disclose information when required by law or to protect our rights and users' safety.
We Never Sell Your Data: We do not sell, rent, or trade your personal information to third parties for marketing purposes.

5. Receipt Processing and AI

Our AI technology processes receipt images to extract expense information automatically. While we strive for accuracy, automated extraction may contain errors. Please review all extracted data before finalizing expense splits. Receipt images may be temporarily stored to improve our AI accuracy, but we implement security measures to protect this sensitive information.

6. Third-Party Payment Services

Jab integrates with third-party payment services (like digital wallets and bank transfers) but does not directly process payments. When you use these services, their own privacy policies and terms apply. We recommend reviewing the privacy policies of any payment services you choose to use through our app.

7. Data Security

We implement industry-standard security measures to protect your information, including encryption, secure servers, and access controls. However, no internet transmission is completely secure. We cannot guarantee absolute security, but we continuously work to protect your data and will notify you of any significant security incidents.

8. Your Rights and Choices

You have several rights regarding your personal information:

Access: View the personal information we have about you
Correction: Update or correct inaccurate information
Deletion: Request deletion of your account and associated data
Data Export: Download a copy of your expense history
Opt-out: Unsubscribe from non-essential notifications

To exercise these rights, contact us at support@jab.app.

9. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. Account information and expense history are kept while your account is active and for a reasonable period afterward. Receipt images used for AI training may be retained longer in anonymized form. You can request account deletion at any time.

10. Children's Privacy

Jab is not intended for children under 13 years of age in accordance with US law (COPPA). We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will delete it immediately. If you believe a child has provided us with personal information, please contact us.

11. International Operations

Jab is operated by a company based in Mexico but primarily serves users in the United States. We comply with applicable US privacy laws, including COPPA for children's privacy. Your information may be transferred to and processed in Mexico for operational purposes, but we maintain compliance with US data protection standards and regulations applicable to our US user base.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes through the app or by email. Your continued use of Jab after changes are posted constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us at:

Email: support@jab.app

We will respond to your inquiries promptly and work to address any concerns you may have.